Yes. But normally credit card verification is required to confirm your age in many cam sites. There is a website www.viasca.com which redirect you to a cam site that doesn't request for your credit card information to join.
You can simply go for Yahoo Chat rooms, they are the largest of their kind and have many users worldwide. To use Yahoo Chat rooms, first of all download Yahoo messenger, then log in with your Yahoo E-mail.
Both above mentioned Facebook and Yahoo Messenger are free to use and require no credit cards.
You can also visit my answer at: Are There Any Free Chat Rooms, Not Sexual?
And you might also like following Blurtit questions:
Where Can You Go For Free Chat Rooms?
Where Can I Find Free Chat Rooms?
So if you are in need of a laptop then you can enjoy the free AOL accounts free. The other way is you can use the third person account of the AOL if you do not have your own account. So if you want to get the AOL account you must have to pay the money for using and getting the accounts of the AOL. There is no way you can get the free account of the AOL except availing the promotion scheme of the Dell laptops. So this is all about the AOL accounts.