If you owe on it .. Why wouldn't you need to?
Yes, but its your choice not to pay.
1. No phone service.
2. 💲💲💲 termination fee.
3. Possible sent to collections. You will most definitely get collections calls.
4. Sent to the big 3 credit agencies. On your report possible 5-7 years. Whether or not you pay. Lower credit score.
5. Other big phone companies will possibly charge you a double or triple deposit and may refuse you service or limit data.
6. You will be 😧.
That's usually how it works until the phone is paid in full, yes.
If that's what your contract says